Finodaya Capital

Overview

Finodaya Capital is an RBI-licensed NBFC (licence granted April 11, 2025) providing secured microloans against property to small businesses and micro/nano-enterprises across India -- a segment that struggles to access formal credit. Uses a 'phygital' hybrid model combining digital underwriting/disbursal with physical branch presence. $2.5M seed round led by White Venture Capital, with Gemba Capital (independently confirmed as an investor) and angel investors participating; post-money valuation ~INR 50 crore. Planning 15 branches in Madhya Pradesh, targeting INR 50-100 Cr loan disbursal by 2026. HQ city genuinely not confirmed by any source found -- left null rather than guessed. Founding year also not confirmed beyond the April 2025 NBFC licensing date.

Key Facts

Sector

Fintech

Stage

Seed

Focus Areas